Loyalty Points Converter

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1. Enter Points & Target Currency

Number of Points / Miles

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Value Per Point

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Program

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2. Select Loyalty Program

3. Value Per Point (cents) — adjust if needed i
How is CPP calculated?
These values are community consensus estimates based on thousands of real redemptions.

Formula: Cash price ÷ Points required

e.g. A $200 hotel room costing 30,000 pts = 0.67¢/pt
Sources: The Points Guy · NerdWallet
Updated monthly. Actual value varies by redemption.

Low High 1.00¢

Program	Category	Est. Value i How are these values set? Estimates are community averages from thousands of real award bookings. Value = cash price of award ÷ points required. Actual value depends on your specific redemption. Sources: The Points Guy · NerdWallet	Range	100k pts ≈	Best Card to Earn

Values are community estimates (The Points Guy, NerdWallet). Actual value depends on redemption.

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Points / Miles

Notes (optional)

Program	Type	Points	¢/pt	Est. USD Value	Est. Value	Notes
No entries yet — add your first loyalty program above.

* Estimated values use community average CPP rates. Actual redemption value will vary. For reference only.

🏆 Hyatt & Amex MR are the highest-value programs. World of Hyatt points can fetch ~1.7¢+ at luxury properties. Amex MR transfers to many airline & hotel partners.
→ Earn 80,000 Amex MR with Amex Platinum (sponsored)
✈️ Transfer to airline partners for outsized value. Chase UR, Amex MR, Citi TYP, and Capital One Miles all transfer to airlines — unlocking 2–5¢ per point in business class.
→ Chase Sapphire Preferred: 60,000 bonus points (sponsored)
💳 Avoid cash-back redemptions for hotel & airline programs. Marriott points redeemed for cash yield as little as 0.3¢. Always compare against award chart rates first.
📅 Book off-peak for better value. Marriott, IHG, and Hilton use dynamic pricing. The same room can cost 50% fewer points during low-demand dates.
→ Book hotels & earn more reward nights on Hotels.com (sponsored)
🔄 Marriott → Airline transfers. Transfer 60,000 Bonvoy points → 25,000 airline miles (+5k bonus). Best used for partners where miles are worth 1.5¢+.
🏨 Use 5th night free perks. Hilton Honors (Aspire card), World of Hyatt, and IHG offer a free 5th award night — boosting per-point value by 20%.
→ Hilton Honors Aspire: 150,000 bonus points (sponsored)
🌏 International business class is the sweet spot. A business-class ticket US↔Europe or US↔Asia often represents 3–6¢ per mile with the right partner.
⚠️ Points devalue over time. Marriott, Delta, and United have all cut redemption values. Redeem within 18–24 months. Never hoard more than you can use in 2 years.

⚖️ Legal Disclaimer

For Reference Only. All point valuations, estimated USD values, and currency conversions displayed on this tool are provided for general informational and reference purposes only. They do not constitute financial advice, investment advice, or a recommendation to purchase, redeem, transfer, or otherwise use any loyalty points, miles, or rewards currency.

No Guarantee of Accuracy. Point valuations are community estimates based on publicly available data from third-party sources (including but not limited to The Points Guy and NerdWallet) and may not reflect current, actual, or achievable redemption values. Loyalty program terms, award charts, and point values are set solely by the respective program operators and are subject to change at any time without notice.

Exchange Rates. Currency exchange rates are sourced from the European Central Bank (ECB) via Frankfurter and are updated periodically. They are indicative rates only and may differ from rates offered by banks, currency exchanges, or other financial institutions at the time of any actual transaction.

Affiliate Links. This page may contain affiliate links to third-party credit card, hotel, and travel booking products. We may receive compensation if you click a link and are approved for a product. This compensation does not influence our point valuations or editorial content.

No Liability. We make no representations or warranties of any kind, express or implied, regarding the completeness, accuracy, reliability, or suitability of the information provided. Your use of this tool and any reliance on the figures displayed is entirely at your own risk. We shall not be liable for any loss, damage, or inconvenience arising from your use of, or inability to use, this tool or its outputs.

Independent Verification. Always verify point values and redemption options directly with the relevant loyalty program before making any financial or travel decisions. Consult a qualified financial advisor if you require personalised advice.

© 2025 Loyalty Points Converter. All rights reserved. This tool is not affiliated with, endorsed by, or sponsored by Marriott International, Hilton Worldwide, Hyatt Hotels, IHG, American Airlines, Delta Air Lines, United Airlines, Chase, American Express, Capital One, Citibank, or any other loyalty program operator mentioned herein. All trademarks and program names are the property of their respective owners.